Workers' Compensation (New Jersey Department of Labor and Workforce Development)
Workers' compensation is a “no fault” insurance program that provides the following benefits to employees who suffer job-related injuries or illnesses:
- Medical Benefits
- Temporary Total Benefits
- Permanent Partial Benefits
- Permanent Total Benefits
It also provides death benefits to dependents of workers who have died as a result of their employment.
An injured employee will receive benefits regardless of who was at fault. In exchange for these benefits, the worker cannot bring a civil action against the employer for pain and suffering or other damages, except in cases of intentional acts.