Daily Life in the Time of COVID-19

Submitted by cchern on Wed, 03/18/2020 - 20:21
House with bicycle in front

The novel coronavirus pandemic has impacted people's daily lives. Below are a list of resources and information that can help during this time.

 

 


Personal Finance

Protect Yourself Financially from the Impact of the Coronavirus (Consumer Financial Protection Bureau)

Federal, state, and local governments are working to respond to the growing public health threat of coronavirus, or COVID-19 . As communities across the country are dealing with an increase in the number of reported cases, many areas may be impacted by the temporary closure of businesses, schools and other public facilities or events, and in some cases, quarantines. While these actions are necessary steps to help reduce exposures, it may bring financial uncertainty for many people who could experience a loss of income due to illness or workplace closures.

 

Avoid Coronavirus Scams (Federal Trade Commission)

Scammers are taking advantage of fears surrounding the Coronavirus. This resource has some tips to help you keep the scammers at bay.

 

Coronavirus Scams, Part 2 (Federal Trade Commission)

Here’s an update on more scams the FTC is seeing, and steps you can take to protect yourself, your personal information, and your wallet.

 

Federal Student Loans

Coronavirus and Forbearance Info for Students, Borrowers, and Parents (Department of Education)

Federal Student Aid is actively monitoring the new coronavirus/COVID-19 outbreak. If you’re concerned about your studies or loan repayment, their Q&A page can help you understand what to do in certain circumstances.

 

Rent and Mortgages

Information on Rental Property and Evictions under Executive Order 106(New Jersey COVID-19 Information Hub)

On March 19, 2020, New Jersey Governor Philip Murphy issued Executive Order 106, which immediately suspends evictions throughout the state.
This is called an “eviction moratorium,” and means that no tenant may be removed from his or her home as a result of an eviction proceeding, with rare exceptions for cases such as when a tenant is violent or endangering other tenants.

 

COVID-19 and Residential Mortgage Relief (State of New Jersey Department of Banking and Insurance)

The State of New Jersey is working to lessen the financial impact of COVID-19 on residents who are struggling to pay their mortgage and bills. On March 28th, Governor Murphy announced that Citigroup, JP Morgan Chase, US Bank, Wells Fargo, and Bank of America, in addition to over 40 other federal and state-chartered banks, credit unions, and servicers have committed to providing relief for consumers and homeowners in New Jersey. Since that date, many institutions have joined the effort to assist New Jerseyans by committing to this providing this relief.

 

Utilities

FirstEnergy (Jersey Central Power & Light)'s Response to Coronavirus

FirstEnergy has suspended residential service disconnections for nonpayment until at least March 16, 2021. Disconnections for non-residential customers began October 15, 2020. Customers who are having difficulty paying their bills should call to arrange a payment plan and request information on potential assistance programs to avoid termination. Customers are urged to contact the company while enhanced payment arrangements are still available. Residential customer arrangements made prior to March 16, 2021 will not interfere with any future payment options customers may choose.

 

PSE&G Temporarily Suspends Shut-Offs Due to Coronavirus

PSE&G has suspended shut-offs of electric and/or gas service to residential customers for non-payment. This will give customers experiencing financial difficulties as a result of the outbreak additional time to pay their bills. For more information, visit pseg.com/help.

 

Employment Resources

Find a Job

State of New Jersey COVID-19 Jobs and Hiring Portal (State of New Jersey)

The State of New Jersey has developed a centralized resource to match talent with opportunities in industries on the front lines of serving New Jerseyans during the outbreak. Did you lose your job or have your hours reduced as a result of COVID-19? Businesses across New Jersey need thousands of workers for immediate hire. Learn more about who is hiring in your community.

 

Employment Benefits

Worker Benefits, Protections and the Coronavirus (COVID-19): What NJ Workers Should Know (NJ Department of Labor & Workforce Development)

Each state benefit or protection has its own eligibility criteria. The Labor Department examines cases on an individual basis, and makes eligibility determinations in accordance with the law.
The scenarios listed in the resource are for state and federal benefits and protections. Clearly, many employers have their own more generous policies. Consider speaking with your employer about alternatives that may be available such as paid time off, working remotely, taking a leave of absence, and other opportunities or flexibilities that may be available.

 

COVID-19 Scenarios and Benefits Available (NJ Department of Labor & Workforce Development)

This at-a-glance chart lists COVID-19 related benefits for NJ employees.

 

NJDoL and the Coronavirus(COVID-19): Updated Information for Employers & Businesses (NJ Department of Labor & Workforce Development)

As employers recall employees to work, they often have questions about the unemployment benefits available, and workplace health and safety and caregiving protections they must offer their employees. The questions and answers in this resource help illustrate under which limited conditions benefits may still be available, and describe some of the laws that employers should be aware of as they bring employees back to work.

 

Health Insurance

Get Covered NJ: New Jersey's Official Health Insurance Marketplace (State of New Jersey)

The state's health insurance marketplace replaces the Federal marketplace. Open enrollment runs from November 1, 2020 to January 31, 2021.

 

Health Insurance Enrollment Assistance

FRN Navigator (The Family Resource Network)

The Family Resource Network’s Health Coverage Navigators will continue to be accessible remotely.
Appointments by phone or video conferencing are available. To speak to a navigator please call 1-800-355-0271 or email frnnavigator@familyresourcenetwork.org to make an appointment.

 

Cover NJ (NJHA: Health Research & Educational Trust of NJ)

Open Enrollment Help ENGOpen Enrollment help SP

State COVID-19 Data and Policy Actions (Kaiser Family Foundation)

Explore state-level data on a variety of COVID-19 metrics, including the latest hotspots, cases and deaths by race and ethnicity and at long-term care facilities. Find up-to-date information on state policy actions on social distancing measures and reducing barriers to COVID-19 testing and treatment.

 

COVID-19 Resources for Individuals Who Are Undocumented or Uninsured (New Jersey Department of Health)

The State of New Jersey is focused on ensuring that all people, regardless of immigration status and/or whether or not they have health insurance, are protected from the outbreak and receive appropriate testing and treatment. You should talk to a medical professional about when and how to seek testing and treatment.

Mental Health Support

Social and Emotional Support to Individuals and Families Impacted by a Cancer Diagnosis (Cancer Support Community Central New Jersey)

If you or someone you know is affected by cancer and you are seeking individual and/or group support; bereavement support, or you want to talk with someone because of the current COVID-19 situation, call Katherine Schaible at 908-658-5400 x4

 

Services and Referral Information for Victims and Survivors

Victims Services handout 0Victims Services Handout 1

Gun Safety and COVID-19

Gun Safety 01Gun Safety 02

Information for Friends, Family, and Neighbors

Food Assistance

NJ Supplemental Nutrition Assistance Program

Community Food Bank of NJ SNAP assistanceCommunity Foodbank of NJ

New Jersey Supplemental Nutrition Program for Women Infants and Children COVID-19 Food Substitutions (New Jersey Department of Health)

In light of COVID-19, New Jersey WIC is allowing additional food items in anticipation of limited food selections related to recent events.

NJ WIC Food ListNJ WIC Food List - Spanish

Food Pantries in East Brunswick

For a list of food pantries in Middlesex County, please click here

If you or someone you know has extra supplies or food they would be willing to donate, many pantries are accepting them. Please call ahead to identify what the pantry has run out of/is still in need of.

Aldersgate Outreach Community Center
Hours: Sunday, Tuesday, Friday 1:00pm - 3:00pm
732-254-7361 option 2
562 Ryders Lane
East Brunswick, NJ 08816

Must be a resident of Middlesex County for food assistance. Government-issued photo ID (passport, driver's permit or license, city or state non-driver ID must be presented. Referral through church or social service organization is recommended.

 

St. Mary & St. Stephen Coptic Church
Hours: Saturday 6:00pm - 7:00pm
917-436-8603 or 732-857-0188
12 Gates Avenue
East Brunswick, NJ 08816

Food assistance is available to those in need twice a month. Clothing and financial assistance are also available on a limited basis.

 

Supporting Your Community

COVID-19 and Blood Donation (New York Blood Center)

The New York Blood Center Enterprises (NYBCe) is closely monitoring the outbreak of coronavirus disease 2019 (COVID-19) and continues to carry out their lifesaving mission in their communities.
To ensure they are prepared to support health agencies in our communities and across the country, NYBCe strongly urges individuals who feel healthy and well to make an appointment at a donor center or blood drive to give blood, platelets and plasma.

It is safe to donate blood, and healthy individuals are encouraged to donate so that blood is available for those patients who need. Blood collection sites are disinfected frequently, and they are taking extra precautions to help prevent the person-to-person spread of COVID-19 as per CDC recommendations. Staff are also practicing health self-assessments prior to presenting at work.

 

Be a Citizen Scientist

Use your phone and devices to be a participant in science projects to solve world problems and advance scientific knowledge. Be a Citizen Science.
Project examples: COVID-19, Gravitational Waves, SETI, Environmental research.

 

Outbreaks Near Me (Boston Children's Hospital & Harvard Medical School)

Influenza and COVID-19 pose major risks to our health and wellbeing. Boston Children's Hospital and Harvard Medical School has created a system that allows citizen scientists, like you, across North America to securely and anonymously self-report symptoms.
And since users generally report before they see a healthcare provider, we can see trends and the spread before local and national public health agencies.

 

Information for Immigrants

Public Charge info p.1Does Public Charge Apply to You p2

Information for Kids

Coronavirus: A Book for Children

This is a book for kids about the coronavirus that has a nice question and answer format. Publisher Nosy Crow made this book quickly to meet the needs of children and their families.

 

Remote Learning

NJTV Learning Live (New Jersey Television)

NJTV Learning Live is a unique on-air instructional series to help kids learn remotely. Created by NJTV in partnership with the NJEA and the NJ Department of Education, hour-long classes for grades 3-6 are taught by NJ public school teachers. Lessons are archived on the website to rewatch.

 

Internet Access

Comcast is offering their affordable 'Internet Essentials' package for low-income households for free to new customers for 60 days. To sign up, applicants can simply visit www.internetessentials.com. The accessible website also includes the option to video chat with customer service agents in American Sign Language. There are also two dedicated phone numbers 1-855-846-8376 for English and 1-855-765-6995 for Spanish.

 

Price Gouging

New Jersey’s law against price gouging is now in effect. This law prohibits excessive price increases during a declared state of emergency, or for 30 days after the termination of the state of emergency. Excessive price increases are defined as price increases that are more than 10 percent higher than the price at which merchandise was sold during the normal course of business prior to the state of emergency. Retailers are subject to fines of $10,000 for an initial offense of violating the law, and $20,000 for each subsequent offense. Anyone who believes they have been targeted by a scheme related to coronavirus, or were victimized by unreasonable price increases, should file a complaint, either online at www.njconsumeraffairs.gov or by calling 973-504-6240.

 

Information for COVID-19 Workers and Researchers

Protecting Yourself from COVID-19 in the Workplace (National Institute of Environmental Health Sciences)

The National Institute of Environmental Health Sciences Worker Training Program has been tracking information about the coronavirus disease 2019 (COVID-19) as it pertains to protecting workers involved in emergency response and cleanup activities performed in the United States. This resource contains health and safety resources for workers who may be at risk of exposure to COVID-19.

 

COVID-19 Novel Coronavirus (DynaMed)

DynaMed is a resource with current and accurate, evidence-based content for practicing clinicians. They are making their information on COVID-19 available online for free.

 

Research on COVID-19

LitCovid (National Center for Biotechnology Information)

LitCovid is a curated literature hub for tracking up-to-date scientific information about the 2019 novel Coronavirus. It is the most comprehensive resource on the subject, providing a central access to 1200 (and growing) relevant articles in PubMed. The articles are updated daily and are further categorized by different research topics and geographic locations for improved access.

Global Research on Coronavirus Disease (COVID-19) (World Health Organization)

WHO is gathering the latest scientific findings and knowledge on coronavirus disease (COVID-19) and compiling it in a database. The database is updated daily from searches of bibliographic databases, hand searches of the table of contents of relevant journals, and the addition of other relevant scientific articles that come to our attention. The entries in the database may not be exhaustive and new research will be added regularly.

 

Last updated: January 5, 2021

 


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